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Essay Questions · Q11

Q.Discuss the problems faced by women entrepreneurs and the measures taken by the Government to promote women entrepreneurship.

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Problems faced by women entrepreneurs:

  1. Access to finance -- women often find it harder to raise capital, whether from a lack of independent collateral or lender reluctance toward women-led ventures.
  2. Family and domestic responsibilities -- balancing household duties with running a business remains a real constraint, particularly in a venture's early years.
  3. Restrictive social attitudes and mobility -- traditional attitudes and mobility restrictions in some communities limit networking, supplier relationships, and market access.
  4. Limited managerial and market exposure -- many first-generation women entrepreneurs have had fewer prior opportunities to gain business or technical experience.
  5. Lower risk-bearing capacity -- particularly where a woman lacks independent assets, which makes scaling a venture more difficult.

Government measures to promote women entrepreneurship include:

  • A dedicated loan scheme extending bank credit for setting up new (greenfield) enterprises specifically to women (and Scheduled Caste/Scheduled Tribe) entrepreneurs.
  • A nationwide micro-finance scheme extending small loans to non-corporate, non-farm micro and small enterprises, widely used by women-run businesses.
  • A Trade Related Entrepreneurship Assistance and Development scheme, combining credit with training and support specifically for women entrepreneurs. …

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