Q.Which of the following is generally the MOST important function of a village service co-operative society?

Among the bundle of services a village society renders, one stands out historically as the reason such societies were formed in the first place.

Why (b) is correct: The village service co-operative movement in India developed chiefly to free the small farmer from the exploitation of the private moneylender, whose high interest rates were the main cause of rural indebtedness. Accordingly, the provision of short-term and medium-term credit at fair, moderate rates of interest is generally the single most important function of a service society. The society raises these funds from members' deposits and from the District Central Co-operative Bank and lends them to members for cultivation and allied needs.

Why the distractors are wrong:

• (a) Cultural and sports events, at most, are an occasional incidental activity — not a core economic function of the society. …

Students may pick a service that sounds impressive (like manufacturing machinery) or a government-sounding task (like revenue collection). Focus on the society's real purpose and modest scale: its …