Q.The primary functions of a Commercial Bank does not include ______.

The primary functions of a commercial bank do not include the transfer of funds, so the correct option is (a).

In the functions of commercial banks chapter of the Tamil Nadu HSC Commerce syllabus, bank functions are classified into primary functions and secondary functions.

• Primary functions include accepting deposits, granting loans and advances, and the creation of credit that results from lending. So options (b), (c) and (d) are all primary functions. …