Q.Distinguish between a Blank Endorsement and a Full Endorsement.

The difference turns entirely on whether the endorser names a specific endorsee or not.

Blank (general) endorsement: the endorser signs their name on the instrument only, without specifying any endorsee. The legal effect is significant — the instrument becomes payable to BEARER, and can thereafter be negotiated by mere delivery, exactly like a bearer instrument, until someone converts it into a full endorsement.

Full (special) endorsement: the endorser signs AND adds a direction naming the specific person (or their order) to whom the instrument is now payable. Only that named endorsee (or a person the endorsee further endorses it to) can negotiate it onward — mere delivery by a stranger who happens to possess it does not transfer good title.

Key distinction table:

Students sometimes think a blank endorsement is somehow 'incomplete' or invalid — it is a perfectly valid, complete endorsement; it simply has the specific legal EFFECT of converting the in …