Ch 5Banking Services — Class 12 Commerce, concept-first.

Almost every commercial transaction a business or a household carries out today — receiving a salary, paying a supplier, saving for the future, borrowing to expand a shop — passes through a bank at so…

Not every bank in the system does the same job. A student of AP Board Inter Commerce should be able to place any real-world bank into one of the following categories, each designed for a distinct purp…

A commercial bank's activities are traditionally divided into primary functions — the core activities without which it would not be a bank at all — and secondary functions, additional services layered…

Beyond accepting deposits and lending, a commercial bank performs a wide range of secondary functions that turn it into a comprehensive financial-services provider.

One of the most distinctive things a commercial bank does is create credit far beyond the cash it actually holds.

Standing above every commercial, cooperative and regional rural bank in India is the Reserve Bank of India (RBI), the country's central bank.

Banking today is delivered as much through a screen as across a counter. Electronic banking (e-banking) refers to the delivery of banking services and the conduct of banking transactions through elect…

Pulling this chapter's threads together: a bank mobilises the scattered small savings of a huge number of depositors into a usable pool of loanable funds, lends that pool out through a range of deposi…

Sample papers and previous-year board questions for this subject.