Q.State the problems faced by MSMEs in India.

MSMEs struggle mainly with finance, delayed payments, outdated technology, weak marketing, and inadequate infrastructure. …

Although Micro, Small and Medium Enterprises are the second-largest employer in India after agriculture and play a vital ancillary role for large industry, they continue to face a cluster of persistent problems. The most cited is inadequate and costly finance: banks often perceive MSMEs as higher-risk borrowers, and many small units lack the collateral or documented credit history that formal lenders require, pushing them toward costlier informal sources. Closely linked to this is the problem of delayed payments — many MSMEs supply goods or services to larger buyers on credit and face long delays in receiving payment, which strains their already-thin working capital. …

Students sometimes list generic industrial problems without relating them specifically to the scale constraints of MSMEs, or omit the supporting instit …