Q.In which insurance policy an insured get protection to meet the expenses of treatment / drugs/ surgery during his own sickness?

A Mediclaim (health-insurance) policy covers treatment, medicine and surgery expenses during illness.

A Mediclaim policy is a health-insurance contract under which the insurer meets the insured person's expenses for hospitalisation, medicines and surgery when he falls sick, either by reimbursing bills or through cashless treatment at network hospitals. The other options serve different purposes: a whole-life policy and an endowment policy are life-insurance products paying a s …