Q.What is meant by the 'balancing centre' function of a District Central Co-operative Bank? Explain briefly.

Some societies in a district have spare money while others are short; the DCCB evens this out.

The 'balancing centre' function is one of the most important special roles of a District Central Co-operative Bank, and it arises directly from its middle position.

Within a single district, some primary societies at some times have surplus funds — money lying idle after their own lending is done — while other societies at the same time are short of funds and cannot meet their members' demand for loans. Acting on its own, a society with a surplus has nowhere safe to put it, and a society in need has nowhere to turn. …

Do not confuse the balancing-centre role (evening out surplus and need among societies within a district) with the linking role (connecting the district to the *St …