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Business Mathematics and Basic Statistics · Ch 7 — Arithmetic and Geometric Progressions

Sum of the First n Terms of an AP and a GP

7

Sum of the First n Terms of an AP and a GP

The sum of the first nn terms of a progression, denoted SnS_n, also has a direct formula for both AP and GP — useful whenever a running total (total savings over several months, total production over several years) is needed, rather than a single term.

Note

Sum-to-nn-Terms Formulas

  • Arithmetic Progression: Sn=n2[2a+(n−1)d]=n2(a+l)S_n = \frac{n}{2}\big[2a+(n-1)d\big] = \frac{n}{2}(a+l) where l=Tnl=T_n is the last (i.e. nn-th) term — the second form is convenient whenever the last term is already known.
  • Geometric Progression (for r≠1r \neq 1): Sn=a(rn−1)r−1(convenient when r>1),Sn=a(1−rn)1−r(the same formula, convenient when 0<r<1)S_n = \frac{a(r^n-1)}{r-1} \quad\text{(convenient when } r>1\text{)}, \qquad S_n=\frac{a(1-r^n)}{1-r} \quad\text{(the same formula, convenient when } 0<r<1\text{)} (If r=1r=1, every term equals aa, so simply Sn=naS_n = na.)

Where the AP formula comes from: pairing the first and last term, the second and second-last term, and so on, each pair sums to the SAME total a+la+l — there are n/2n/2 such pairs (this pairing idea, credited to the young Gauss, is why the formula works for any AP, not just special cases). …

Definition 6Sum to n terms, Sn

Sn=T1+T2+⋯+TnS_n = T_1+T_2+\cdots+T_n, the total of the first nn terms of a progression; has a direct closed-form formula for …