Q.Give reasons: The Maharashtra State Co-operative Bank is called the 'apex bank' and the 'leader of the co-operative movement'.

These titles describe a real position and a real job, not merely praise.

It is true that the Maharashtra State Co-operative Bank is called the 'apex bank' and the 'leader of the co-operative movement', and the reasons follow from its position and its work.

Why 'apex bank':

1. Top of the pyramid. It is the topmost tier of the three-tier co-operative credit structure, standing above all the district central co-operative banks, which in turn stand above the village societies.
2. One bank for the whole state. There is a single such bank for all of Maharashtra, at the head of the structure, dealing with the RBI and NABARD above and the district banks below.

Why 'leader of the co-operative movement':

3. It finances the structure. It supplies funds to the district banks and, through them, to the village societies and the farmer, keeping credit flowing to the base.
4. It guides and supervises. It inspects, advises and trains the district banks, helping keep the whole structure sound. …

A 'give reasons' answer must state the reasons, not merely repeat the titles. Anchor them in the bank's apex …