Q.Read the case study given below and answer Q. No. 15 to 17. Ramesh has been working in contract as a welder on a construction site in Talcher (coal region of Odisha) for the last two years. He moved with the contractor to various places like Surat, Mumbai, Gandhi Nagar, Bharuch, Jamnagar and so on. He remits ₹ 20,000 per year to his father in his native village. The remittances have been mainly used for daily consumption, healthcare, schooling of children, etc. Part of the money is also used in agriculture, purchasing of land and building of houses, etc. The standard of living of Ramesh's family improved significantly. Fifteen years ago, the situation was not the same. The family was passing through very tough times. Three of his brothers and their families had to survive on three acres of land. The family was highly in debt. Ramesh had to discontinue his studies after ninth standard. He was further hard pressed when he got married. Simultaneously, he was also impressed by some successful out-migrants of his village who had been working in Ludhiana and supporting their families in the village by sending money and some consumer goods. Thus, due to abject poverty in the family and perceived job promises at Ludhiana, he made a move to Punjab with his friend. He worked there in a woolen factory for six months at the rate of only ₹ 20 per day in 1988. Apart from the crisis of managing his personal expenditure from this meagre income, he was also facing difficulty in assimilation to the new culture and environment. Then he decided to change his place of work from Ludhiana to Surat under the guidance of his friend. He learnt the skills of welding in Surat and after that he has been moving to different places with the same contractor. Though the economic condition of Ramesh's family at the village improved, he is bearing the pain of separation of his near and dear ones. He cannot shift them with him, as the job is temporary and transferable. Which one of the following is the meaning of remittance ? (A) Money sent by migrants (B) Money earned by migrants (C) Money spent by migrants (D) Loan taken by migrants
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Start your 14-day free trial to unlock the full solution →Remittance refers to money sent by migrants to their families back home; in the passage Ramesh sends ₹ 20,000 per year to his father. The answer is (A).
The passage describes Ramesh's journey as a migrant worker and explicitly tells us that "he remits ₹ 20,000 per year to his father in his native village." The word remit means to send money, typically to someone at a distance. A remittance is therefore the sum of money that a migrant worker transfers back to family members in their place of origin.
This concept is central to migration economics. Migrant workers often leave their homes in search of better employment opportunities elsewhere. While they earn money in the new location, they maintain strong ties to their families and communities by regularly sending a portion of their earnings back. These funds support daily consumption, education, healthcare, and sometimes investment in land or housing — exactly as described in Ramesh's case.
Let's examine each option against the passage:
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Option (A): Money sent by migrants
The passage states that Ramesh "remits ₹ 20,000 per year to his father" and that "the remittances have been mainly used for daily consumption, healthcare, schooling of children, etc." The money is sent from where Ramesh works to his village. This matches the definition perfectly.
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Option (B): Money earned by migrants
Ramesh certainly earns money (initially ₹ 20 per day in Ludhiana, later more as a welder), but the term remittance does not refer to total earnings. It refers specifically to the portion sent home. Earnings and remittances are related but distinct concepts. …
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