Q.An insurance company insured 2000 scooter drivers, 4000 car drivers and 6000 truck drivers. The probability of an accidents are 0.01, 0.03 and 0.15 respectively. One of the insured persons meets with an accident. What is the probability that he is a scooter driver?
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🔒 Start your 14-day free trial to unlock the full solution →Concept understanding — Conditional Probability
Conditional Probability
Roll a die and ask "what is the chance of an even number?" — that is 3/6. But suppose someone tells you the result is greater than 3. Now you are no longer looking at all six faces, only at {4,5,6}, and two of those (4 and 6) are even, so the probability becomes 2/3. That change — from the probability of A to the probability of A given that B has already occurred — is conditional probability.
The Idea: Shrink the Sample Space
Conditioning on B throws away every outcome where B is false and treats B as the new "whole world." You measure A only against what is still possible.
Think of filtering a table of data: unconditional probability uses every row; conditional probability keeps only the rows where the condition is true.
The Definition
For events A and B with P(B)>0,
P(A∣B)=P(B)P(A∩B).
We divide by P(B) to rescale so that B itself has probability 1; the surviving part of A is the overlap A∩B. Checking the die: P(A∩B)=P({4,6})=62 and P(B)=63, so P(A∣B)=3/62/6=32, matching the intuition.
Rearranging gives the multiplication rule P(A∩B)=P(A∣B)P(B), which is usually the easier way to compute a joint probability when a problem says "given that."
Two Cautions
- P(A∣B) and P(B∣A) are generally not equal; swapping them is the classic mistake. They are linked by Bayes' theorem, P(A∣B)=P(B)P(B∣A)P(A). …
Concept: Conditional Probability (Bayes' Theorem)
We are given the total number of insured drivers:
- Scooter: 2000
- Car: 4000
- Truck: 6000
Total insured persons = 2000+4000+6000=12000.
Let S, C, T be the events that the person is a scooter, car, or truck driver respectively. Let A be the event of an accident.
Step 1: Prior probabilities
P(S)=120002000=61,P(C)=120004000=31,P(T)=120006000=21
Step 2: Likelihoods (accident probabilities given driver type)
P(A∣S)=0.01,P(A∣C)=0.03,P(A∣T)=0.15
Step 3: Apply Bayes' Theorem
P(S∣A)=P(S)⋅P(A∣S)+P(C)⋅P(A∣C)+P(T)⋅P(A∣T)P(S)⋅P(A∣S)
Substitute:
P(S∣A)=61×0.01+31×0.03+21×0.1561×0.01
Compute numerator: 61×0.01=60.01=6001.
Denominator: …
Using Bayes' Theorem, we update the prior probability that a randomly chosen insured person is a scooter driver (1/6) with the likelihood of an accident given each vehicle type. The posterior probability that an accident victim is a scooter driver comes out to 1/52.
Why Bayes' Theorem?
We are told that an accident has happened, and we need the probability that the person involved is a scooter driver. This is a classic case of inverse probability: we know the probabilities of accidents given each type of driver, but we want the probability of the driver type given that an accident occurred.
The natural tool is Bayes' Theorem. It lets us "reverse" the conditional probability using the prior probabilities (how many of each driver type are insured) and the likelihoods (accident rates for each type).
Bayes' Theorem:
P(Scooter∣Accident)=P(Accident)P(Accident∣Scooter)⋅P(Scooter)
The denominator P(Accident) is the total probability of an accident across all driver types — we compute it using the law of total probability.
Step-by-step solution
1. Find the prior probabilities (proportions of insured drivers)
Total insured persons:
2000+4000+6000=12000
So:
- P(Scooter)=120002000=61
- P(Car)=120004000=31
- P(Truck)=120006000=21
2. Note the likelihoods (accident probabilities given driver type)
These are given directly:
- P(Accident∣Scooter)=0.01
- P(Accident∣Car)=0.03
- P(Accident∣Truck)=0.15
3. Compute the total probability of an accident
Using the law of total probability:
P(Accident)=∑typeP(Accident∣type)⋅P(type)
=(0.01×61)+(0.03×31)+(0.15×21)
Let's compute each term carefully:
- Scooter: 0.01×61=60.01=6001
- Car: 0.03×31=0.01=1001
- Truck: 0.15×21=0.075=403
Now add them. Convert to a common denominator of 600:
- 6001 stays as is
- 1001=6006
- 403=60045
So: …
Method: Bayes' Theorem when the priors come as counts
Use this "given an event, find which category" pattern when the categories are described by group sizes (counts) rather than ready-made probabilities.
Steps
Step 1: Convert the counts into prior probabilities.
Add all group sizes to get the total, then P(Hi)=totalsize of group i. Never plug the raw counts straight into the formula — they must become fractions that sum to 1.
Step 2: Record each group's likelihood of the event.
P(E∣Hi) is the event rate (accident probability) for that group, given directly.
Step 3: Total probability of the event. …
Common Mistakes
Mistake 1: Using the raw counts (2000, 4000, 6000) as probabilities.
Why it's wrong: probabilities must be fractions of the total that sum to 1. Correct approach: divide by 12000 to get priors 61,31,21.
Mistake 2: Comparing accident rates without weighting by group size.
Why it's wrong: trucks are both the largest group and the highest-risk, so they dominate the accidents. Correct approach: weight each rate by its prior inside P(A).
Mistake 3: Forgetting the full denominator P(A). …
Showing the 12 most recent of 45 on this concept.
- COMEDK 2021Set 2021-B1 markMCQQ.At a certain university 4% of male students are over 6 feet tall and 1% of female students are over 6 feet tall. The total student population is divided in the ratio 3 : 2, in favor of female students. If a student is selected at random from amongst all those over 6 feet tall, what is the probability that the student is a female? (A) 1/3 (B) 2/5 (C) 3/11 (D) 3/5
›Reveal solutionSolution
Bayes' theorem gives P(female∣>6ft)=0.0220.006=113.
Population split 3:2 in favour of females ⇒ P(F)=53=0.6, P(M)=52=0.4.
Tall fractions: P(T∣F)=0.01, P(T∣M)=0.04.
By Bayes' theorem: …
- KCET 2021Set A-11 markMCQQ.A car manufacturing factory has two plants X and Y. Plant X manufactures 70% of cars and plant Y manufactures 30% of cars. 80% of cars at plant X and 90% of cars at plant Y are rated as standard quality. A car is chosen at random and is found to be of standard quality. The probability that it has come from plant X is (A) 7356 (B) 8456 (C) 8356 (D) 7956
›Reveal solutionSolution
This is a reverse-probability question (effect → cause), so use Bayes' theorem with the total probability of a standard-quality car in the denominator.
Step 1 — Define the events.
- X: the car came from plant X — P(X)=0.70
- Y: the car came from plant Y — P(Y)=0.30
- S: the car is of standard quality
The conditional (likelihood) data given:
P(S∣X)=0.80,P(S∣Y)=0.90
Note X and Y are mutually exclusive and exhaustive (0.7+0.3=1), which is exactly what Bayes' theorem needs.
Step 2 — Why Bayes and not simple conditioning.
We are told the effect (the chosen car is standard) and asked for the probability of the cause (it came from X). That inversion — P(X∣S) from P(S∣X) — is precisely Bayes' theorem:
P(X∣S)=P(X)P(S∣X)+P(Y)P(S∣Y)P(X)P(S∣X)
Step 3 — Compute the numerator.
P(X)P(S∣X)=0.70×0.80=0.56
Step 4 — Compute the denominator (total probability of a standard car).
P(S)=0.70×0.80+0.30×0.90=0.56+0.27=0.83
Step 5 — Divide. …
- COMEDK 2026Set 2026-M1 markMCQQ.Advika chooses one of three scarves every morning: Red, Blue, or Green. The probability she chooses Red is 20%. The probability she chooses Blue is twice the probability of choosing Red. On the remaining days she wears a Green scarf. Once a scarf is chosen, she decides whether to wear a Hat (H) and Sunglasses (S). These choices are independent of each other but depend on the scarf colour: Scarf colour Red Blue Green P(H)0.50.40.1P(S)0.80.50.5 Advika is spotted outdoors wearing both a Hat and Sunglasses. What is the probability that she is wearing the Red scarf? (A) 31313 (B) 218 (C) 94 (D) 138
›Reveal solutionSolution
Bayes' theorem on scarf colour given that both a hat and sunglasses are worn. Priors P(R)=0.2, P(B)=0.4, P(G)=0.4; likelihoods P(H∩S∣colour)=P(H)P(S). The posterior P(R∣H∩S)=94 — option (C).
Concept. Hat and sunglasses are independent given the scarf, so P(H∩S∣colour)=P(H∣colour)⋅P(S∣colour). Bayes' theorem then reverses the conditioning to give the probability of the scarf colour from the observed accessories.
Step 1 — Priors.
P(R)=20%=0.2,P(B)=2P(R)=0.4,P(G)=1−0.2−0.4=0.4.
Step 2 — Likelihood of wearing both accessories for each colour.
P(H∩S∣R)=0.5×0.8=0.40,
P(H∩S∣B)=0.4×0.5=0.20,
P(H∩S∣G)=0.1×0.5=0.05. …
- KCET 2025Set A-11 markMCQQ.Meera visits only one of the two temples A and B in her locality. Probability that she visits temple A is 52. If she visits temple A, 31 is the probability that she meets her friend, whereas it is 72 if she visits temple B. Meera met her friend at one of the two temples. The probability that she met her at temple B is (A) 167 (B) 165 (C) 163 (D) 169
›Reveal solutionSolution
The friend has already been met (the effect); we want the probability of the cause (temple B) — that reversal of conditioning is exactly Bayes' theorem.
Step 1 — Name the events.
Let A = "Meera visits temple A", B = "Meera visits temple B", F = "she meets her friend".
She visits only one of the two temples, so A and B are mutually exclusive and exhaustive:
P(A)=52⟹P(B)=1−52=53.
Given: P(F∣A)=31, P(F∣B)=72.
Step 2 — Why Bayes.
We are told the outcome (F happened) and asked for the probability of a cause (B). Bayes' theorem inverts the conditioning:
P(B∣F)=P(A)P(F∣A)+P(B)P(F∣B)P(B)P(F∣B).
The denominator is P(F) by the law of total probability — the friend can be met on either branch.
Step 3 — Compute the two branch probabilities.
P(A∩F)=52×31=152,P(B∩F)=53×72=356.
Step 4 — Total probability of meeting the friend. …
- COMEDK 2025Set 2025-A1 markMCQQ.Three bags contain a number of red and white balls are as follows. Bag I: 3 red balls Bag II: 2 red balls and 1 white ball Bag III: 3 White balls The probability that bag i will be chosen and a ball is selected from it is 6i,i=1,2,3. If a white ball is selected, what is the probablity that it came from Bag III (A) 119 (B) 112 (C) 0 (D) 111
›Reveal solutionSolution
This is a classic Bayes’ theorem problem: we are given prior probabilities for choosing each bag and the conditional probabilities of drawing a white ball from each bag; after observing a white ball, we want the posterior probability that it came from Bag III. The answer is 119.
We start by noting that the problem gives us three bags with different compositions, and a rule for choosing a bag: the probability of picking bag i is 6i. Then, from that bag, we pick a ball uniformly at random. We are told that a white ball was selected, and we need the probability that it came from Bag III. This is a textbook case for Bayes’ theorem, which lets us “reverse” conditional probabilities: we know P(white∣bag i), and we want P(bag i∣white).
Let’s work through it step by step.
- Define events and write down given probabilities. Let Bi be the event that bag i is chosen (i=1,2,3). We are told:
P(B1)=61,P(B2)=62,P(B3)=63.
Let W be the event that a white ball is drawn.
From the bag compositions:
- Bag I: 3 red, 0 white → P(W∣B1)=0.
- Bag II: 2 red, 1 white → P(W∣B2)=31.
- Bag III: 0 red, 3 white → P(W∣B3)=1.
- Compute the total probability of drawing a white ball. By the law of total probability:
P(W)=P(B1)P(W∣B1)+P(B2)P(W∣B2)+P(B3)P(W∣B3).
Substitute:
P(W)=61⋅0+62⋅31+63⋅1=0+182+63=91+21.
Get a common denominator (18):
P(W)=182+189=1811.
- Apply Bayes’ theorem to find P(B3∣W). Bayes’ theorem says:
P(B3∣W)=P(W)P(B3)P(W∣B3).
Plug in the numbers:
- KCET 2020Set A-11 markMCQQ.Events E1 and E2 form a partition of the sample space S. A is any event such that P(E1)=P(E2)=21, P(E2/A)=21 and P(A/E2)=32, then P(E1/A) is (A) 21 (B) 32 (C) 1 (D) 41
›Reveal solutionSolution
A partition's posterior probabilities must add to 1, so P(E1∣A)=1−P(E2∣A)=1−21=21.
Step 1 — What "partition of the sample space" means.
E1 and E2 form a partition of S if they are mutually exclusive (E1∩E2=∅) and exhaustive (E1∪E2=S), with non-zero probabilities. So exactly one of them must occur.
Step 2 — Conditioning preserves the partition.
Conditioning on an event A (with P(A)>0) just renormalises probabilities inside A; it does not destroy the partition. Formally,
A=(A∩E1)∪(A∩E2),(A∩E1)∩(A∩E2)=∅
Dividing by P(A):
P(A)P(A∩E1)+P(A)P(A∩E2)=P(A)P(A)=1
which is precisely
P(E1∣A)+P(E2∣A)=1
The posterior probabilities of a partition must still sum to 1 — a fact worth remembering, since it turns many Bayes questions into a one-line subtraction.
Step 3 — Substitute the given value.
P(E1∣A)=1−P(E2∣A)=1−21=21 …
- KCET 2019Set A-11 markMCQQ.A man speaks truth 2 out of 3 times. He picks one of the natural numbers in the set S={1,2,3,4,5,6,7} and reports that it is even. The probability that it is actually even is (A) 52 (B) 51 (C) 101 (D) 53
›Reveal solutionSolution
By Bayes' theorem the probability is 53 — option (D).
The set S={1,2,3,4,5,6,7} has 3 even numbers (2,4,6) and 4 odd numbers, and one number is picked at random.
Let E = "the number is even" and R = "the man reports it as even."
Priors.
P(E)=73,P(Ec)=74.
Likelihoods. He tells the truth with probability 32 and lies with probability 31.
- If the number really is even, a truthful report says "even": P(R∣E)=32.
- If the number is odd, only a lie reports "even": P(R∣Ec)=31.
Bayes' theorem. …
- COMEDK 2026Set 2026-A1 markMCQQ.Vishnu has two jars of marbles, Jar A and Jar B. Jar A contains 3 yellow marbles and 2 green marbles. Jar B contains 4 yellow marbles and 3 green marbles. Vishnu flips a fair coin. If it lands heads, he picks two marbles at random without replacement from Jar A. If it lands tails, he picks two marbles at random with replacement from Jar B. Given that Vishnu picked one yellow and one green marble, what is the probability that they came from Jar B? (A) 4121 (B) 8949 (C) 8940 (D) 4120
›Reveal solutionSolution
P(E∣A)=53 (without replacement), P(E∣B)=4924 (with replacement); Bayes gives P(B∣E)=8940 — option (C).
Likelihoods of drawing one yellow and one green (E).
Jar A (3 yellow, 2 green; two draws without replacement):
P(E∣A)=(25)(13)(12)=106=53.
Jar B (4 yellow, 3 green; two draws with replacement):
P(E∣B)=2⋅74⋅73=4924.
Bayes' theorem with P(A)=P(B)=21 (the 21 cancels): …
- KCET 2020Set A-11 markMCQQ.If A and B are two events such that P(A)=31, P(B)=21 and P(A∩B)=61, then P(A′/B) is (A) 32 (B) 31 (C) 21 (D) 121
›Reveal solutionSolution
Use P(A′∣B)=1−P(A∣B) (equivalently P(B)P(B)−P(A∩B)), which gives 32.
Step 1 — The definition of conditional probability.
For P(B)>0,
P(A′∣B)=P(B)P(A′∩B)
Conditioning on B means we restrict the sample space to B and ask what fraction of B lies outside A.
Step 2 — Split B into the part inside A and the part outside A.
The events A∩B and A′∩B are disjoint and their union is exactly B:
P(B)=P(A∩B)+P(A′∩B)
⇒P(A′∩B)=P(B)−P(A∩B)=21−61=63−1=62=31
Step 3 — Divide by P(B).
P(A′∣B)=P(B)P(A′∩B)=2131=31×12=32
Step 4 — Cross-check with the complement rule. …
- KCET 2021Set A-11 markMCQQ.Given that A and B are two events such that P(B)=53, P(A/B)=21 and P(A∪B)=54, then P(A)= (A) 103 (B) 21 (C) 51 (D) 53
›Reveal solutionSolution
Turn the conditional probability into P(A∩B), then substitute into the addition theorem and solve for P(A).
Step 1 — Extract P(A∩B) from the conditional probability.
By definition,
P(A/B)=P(B)P(A∩B)(P(B)=0).
Rearranging (the multiplication theorem):
P(A∩B)=P(A/B)⋅P(B)=21×53=103.
This is the key move — the conditional probability is not directly usable in the union formula, but P(A∩B) is.
Step 2 — Apply the addition theorem.
P(A∪B)=P(A)+P(B)−P(A∩B).
The intersection is subtracted because the elements common to A and B would otherwise be counted twice.
Step 3 — Substitute the known values.
54=P(A)+53−103.
Step 4 — Solve for P(A). …
- COMEDK 2025Set 2025-A1 markMCQQ.If for two events A and B,P(A−B)=51 and P(A)=53 then P(B/A)= (A) 32 (B) 21 (C) 53 (D) 52
›Reveal solutionSolution
The key is to interpret P(A−B) as P(A∩Bc) and use the definition of conditional probability. The result is P(B/A)=32, so option (A) is correct.
We are asked for P(B/A), the probability of B given A. The definition is
P(B/A)=P(A)P(A∩B).
We know P(A)=53, so we need P(A∩B). The given P(A−B)=51 is the key: A−B means “A and not B,” i.e., A∩Bc.
- Relate P(A−B) to P(A∩B) Since A is the union of the disjoint parts “A and B” and “A and not B,” we have
P(A)=P(A∩B)+P(A∩Bc).
Here P(A∩Bc)=P(A−B)=51 and P(A)=53.
- Solve for P(A∩B)
53=P(A∩B)+51⇒P(A∩B)=53−51=52.
- Apply the conditional probability formula P(B/A)=P(A)P(A∩B)=3/52/5=32. …
- COMEDK 2025Set 2025-M1 markMCQQ.In an entrance test, there are multiple choice questions. There are four possible answers to each question of which only one is correct. The probability that a student knows the answer to a question is 90%. If he gets the correct answer to a question, then the probability that he was guessing is (A) 3736 (B) 91 (C) 371 (D) 4037
›Reveal solutionSolution
We use Bayes’ theorem to reverse the conditional probability: given that the student answered correctly, we want the probability that he was guessing. The answer is 371, so the correct option is (C).
Concept and intuition
This is a classic Bayes’ theorem problem. We have two ways a student can get a correct answer: either he knows the answer (and thus answers correctly for sure), or he guesses (and has a 1 in 4 chance of being correct). We are told the prior probability that he knows the answer is 90%. The question asks: given that he got it right, what’s the chance he was actually guessing? Bayes’ theorem lets us “flip” the conditional probability, using the known likelihoods.
Step-by-step reasoning
- Define events clearly Let K = “student knows the answer”, and G = “student guesses” (so G is the complement of K). Let C = “student gives the correct answer”. We are given:
P(K)=0.9,P(G)=0.1.
-
Conditional probabilities for answering correctly
- If the student knows the answer, he is certain to be correct: P(C∣K)=1.
- If he guesses, he picks randomly among 4 options, so P(C∣G)=41.
-
Find the total probability of a correct answer
By the law of total probability:
P(C)=P(C∣K)P(K)+P(C∣G)P(G)=(1)(0.9)+(41)(0.1)=0.9+0.025=0.925.
- Apply Bayes’ theorem We want P(G∣C), the probability that he was guessing given that he answered correctly:
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